Products & Services

Below is just a brief overview of our services and capabilities


  • Home & Auto
  • Affluent Homeowners Packages
  • Coastal Homeowners
  • Secondary Homes
  • Motorcycle
  • Boat
  • Umbrella
  • Life
  • Landlord Dwellings
  • Flood Insurance (NFIP)
  • Private Flood Insurance Alternatives

Commercial Lines

  • Residential Buildings
  • Commercial Real Estate
  • Professional Lines (E&O)
  • Business Owner's Policy
  • Commercial Package Policies
  • Contractor's Insurance
  • Commercial Auto
  • Employer Practices Liability
  • Worker's Comp
  • Commercial Umbrella & Excess
  • Rental Properties
  • Coastal Properties
  • HOA's

Specialized Programs

  • Tenant Discrimination Liability
  • Property Flipper's Insurance

Flood Insurance

Modern Insurance Solutions You Can Trust

Cobalt Steele, LLC, offers a variety of products and services so you can get the most out of our professional capabilities. Our mission is to help families, investors, and companies in New Jersey feel more secure so you can live your life to the fullest.

Personal Services

You deserve to have peace of mind when it comes to your personal belongings and property. That’s why Cobalt Steele, LLC, offers you insurance coverage for your boat, motorcycle, secondary homes, and more.

Commercial Lines

Insurance coverage is crucial when it comes to running a business, which is why we offer many different coverage options for a variety of companies. Whether you need coverage on residential buildings, commercial real estate, rental properties, or coastal properties, we have you covered.

Specialized Programs

Cobalt Steele, LLC understands that accidents can happen in the strangest of ways. That’s why we offer specialized programs to keep you insured no matter what happens or where.

For instance, Property Flipper’s Insurance and Realtor & Property Managers E&O are just two of the specialized insurance programs we offer to keep you safe and secure while you manage your business.

Flood Insurance

Flooding can happen anytime, anywhere. You don’t need to be in a high-risk flood zone to experience property loss and damage. In fact, flooding is the most common (and the most expensive) natural disaster in the United States.

To keep unexpected flooding from costing you thousands in property damage, Cobalt Steel offers four different lines of flood insurance. From traditional Flood Insurance (NFIP) to Flood Zone Grandfathering, you can rest easy knowing you’re protected from property loss caused by flooding.

At Cobalt Steele, LLC, we understand that you need modern insurance solutions to fit the problems of today. Our independent insurance agency and brokerage will help you find the insurance coverage you need to give you peace of mind.